Navigating the world of health insurance can be complicated — particularly if you’re self-employed, a freelancer, or a student. You may be wondering whether you can still be covered under your parent’s plan, or whether you even need coverage. Health Insurance can be expensive, after all, and when you’re young and healthy it may seem unnecessary. But did you know that you may qualify for lower costs in the Health Insurance Marketplace with an income of $46,680? Or that you can still be covered under your parent’s plan until you’re 26 (even if you’re married and don’t live with them?).

Open enrollment for the Affordable Care Act begins on November 15, and now’s the time to figure out how it will affect you. To help, TurboTax has created a nifty guide outlining the basics. Here’s to demystifying your options — and finding the right coverage.