This is a guest post by Jillian Lundberg. Jill will be writing a series of posts for GoGirl Finance as she dives into the interactive finance course being offered by Manisha Thakor, “Money Rules: A Personal Financial Guide for Women”. Jill is a former teacher who is now a full-time stay-at-home mother to two boys, ages 5 and 3.
After working as a teacher for many years, I never thought I would find a more exhausting yet rewarding job…until I became a stay-at-home mom, a job I feel passionate about. I’m 35 years old and have two young boys. I fill my days with building train tracks, playing CandyLand, preparing snacks and meals and reading lots of books. But at night I sit at my computer and become the CFO of our Lundberg clan. I organize our bills, decide what can be paid when and most of all, worry about how all will get paid and how we will ever have enough to save.
My husband avoids finances like the plague. So it’s fallen on me to run the show (a task I secretly enjoy). It might seem like a small “company” to run but it still feels completely overwhelming. There are the bill payments (mortgages, student loans, nursery school, vet, utility etc.), the weekly shopping (cash, debit or credit?) and all the little things that pop up (birthday parties, house repairs, events at school, car problems, etc.) Every day I’m dealing with finances.
We bought a house almost 5 years ago. We had no homeowner experience and bought book after book about how to manage our finances after such a big purchase. We handle our day-to-day expenses as best as we can but we stress about our future. How will we save for our children’s education? How will we save period? We know the first thing you must do is pay off credit card debt but how? Why is it, when we think we’re above water one month, we’re not the next?
Recently, I was asked if I would be interested in taking an online course by Manisha Thakor titled: Money Rules. I have never taken an online course, let alone one in finance. But it is geared toward teaching women financial literacy. That really spoke to me since I believe in educating yourself about things you are unsure of. If I’m honest with myself, it does scare me. I’m worried I won’t understand the lingo or the lessons but I’m up for the challenge. I’m hoping to take away new ideas to help me “run” my family in a more efficient, smoother, financially savvy way.
Wish me luck!