financial checklist pin2014 is just around the corner, but that doesn’t mean you should say “goodbye” to 2013 quite yet.

Here at GoGirl, we’ve put together a Financial Checklist to help you get your finances in order for 2014.

See how many you can cross off before the clock strikes midnight on New Year’s Eve.

Set financial goals for 2014

Start the year off right by preparing your finances for the year ahead.

Do your financial goals include paying off debt? Saving up for a house down payment? Earning more money? Write down the steps that you’ll need to take in order to meet those financial goals and set yourself a deadline.

Go over your budget

The beginning of the year is the perfect time to look back at your finances and decide where you need to cut back in order to save more money.

Maybe you’ve been spending too much on groceries? Or perhaps you’re dining out budget has taken a life of its own. It’s time to reevaluate your priorities and decide the right way to spend your hard-earned money.

Check your insurance

Are your insurance beneficiaries up to date? Do you have enough coverage? Could you get a better deal on car insurance?

Just like everyone knows that “Fall Back” and “Spring Forward” is the time to check your fire alarm batteries, the start of the new year is when you need to check up on your financial documents.

Draft up that will if you’ve been putting it off. And make sure all your insurance beneficiary information is up to date and you have the proper amount of coverage.

Check your credit report

If you haven’t checked your credit report in a while, now is the perfect time to do so.

You’re entitled to a free credit report through annualcreditreport.com from the three major bureaus once per year. Some people like to check all three at once and get it over with. Some people like to check one at a time and space them out four months apart–that way, you can check your credit report for any errors three times a year.

Have a financial checkup with your spouse

While you may be aware of your financial goals for 2014–is your spouse on board as well?

Have a financial check-up with each other and really talk about where you see yourself going this next year. Should you start investing in stocks? How are you doing on investments? Should you up your retirement savings? Do you feel you have enough liquid assets on hand for emergencies?

Make the last of your 2013 financial contributions

It’s not too late to put in a chunk of money to max out your Roth IRA for 2013 or to make a lump sum payment to your children’s 529 account.

If you’re looking for more items to check off your list to make sure you’re 100% ready for 2014, check out our tips for fighting financial procrastination.

This website and the information provided herein has been prepared solely for informational purposes and does not constitute investment advice nor should be construed as investment advice. Readers should consult with professional advisers as deemed necessary for assistance when making investment decisions. – See more at: http://gogirlfinance.com/money/gogirl-guide-to-saving-and-investing/#sthash.2PVGkWhQ.dpuf
This website and the information provided herein has been prepared solely for informational purposes and does not constitute investment advice nor should be construed as investment advice. Readers should consult with professional advisers as deemed necessary for assistance when making investment decisions. – See more at: http://gogirlfinance.com/money/gogirl-guide-to-saving-and-investing/#sthash.2PVGkWhQ.dpuf